F.A.Q.

We approve when banks won't and we're way cheaper than a payday loan. We're a fast, convenient alternative for getting you the money you need. A simple 15-minute application process can put up to $10,000³ in your pocket in less than 24 hours.¹

For starters we're way cheaper than a pay day loan! We provide personal loans with terms of 9 months to 48 months to help you take back control of your cash flow and to break the pay day loan cycle. Also, we can provide you with up to $10,000³ instead of the lower pay day loan lending amounts.

We have a greater flexibility in terms of who we can approve and a lending criteria that's easier to meet. When banks won't approve we are here to help.

We have over 200 locations across Canada as well as a national loans centre.

Consolidation loans can help by establishing 1 easy fixed monthly payment that you can afford. These loans allow you to take back control of your cash flow and allow you to get back on your feet.

This question has a complex answer that is better discussed in person or by phone, but with our loans we report to the credit bureau. This means that during your time with us you have the opportunity to impact your credit history in a positive way.

Unlike pay day loans, easyfinancial can lend up to $10,000³ to help deal with those unexpected expenses.

Our loan protection plan is to protect you in case of job loss, injury, illness and in the worst possible case if you pass away

• If you are laid off, your payments are covered up to 6 months³
• If you are injured or ill, your payments are covered up to 6 months³
• If you are critically ill, your payments are covered 100%³
• If you pass away, your payments are covered 100%³

We are able to consider clients who have been discharged from past bankruptcy.